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Six Signs That You Should Run — Not Walk — From Your New Job is an article I easily remember reading once over the last couple of years. Kate Lorenz provides observations that a new employee can use to perform a quick evaluation of a company. These observations can also be useful to seasoned employees. In her article, Lorenz brings up high employee turnover. Being one of a couple of individuals with the most seniority is not a problem. There is a problem when seniority is gained at an alarming pace. Increasingly high turnover should be a significant hint that the company is no longer a great place to work, and witnessing high turnover should encourage action.

The moment that a better opportunity is made present is the best time to act on it. If not simply for the benefit of the individual, it should be done purely to promote good economic principles. These principles strive for the optimal allocation of limited resources, such as a worker’s time and skills. Employees, not only consumers, determine the fate of companies. Like consumers, employees are drawn to great companies and help them secure a good position in the marketplace. Good companies keep good workers, which develop good products or services, and draw good customers who pay good money that can be used for good worker compensation to promote good business growth. Less than good companies do not experience such a great positive-feedback cycle and ultimately perish. The economics are that simple.

MONEY Magazine and salary.com present a list of the Best Jobs in America. Software engineering is at the top of the list. The average annual income of a software engineer is $80,427. Other parts of the site state outsourcing as a worry of software engineers, and neck, wrist, and back pain are recognized as common problems.

Lately, I’ve been collecting my 1099s from banks for interest income that I received in 2005. The disparity in my income from these banks as reported in my 1099-INT is surprising.

I opened my first bank account when I was 14. I was fairly content with the interest income from Coast Federal since my savings was small, the amount of interest was greater than a couple of dollars per month, and I have not taken a class on personal finance. Although I was able to balance a check book, I was not introduced to the concept of compounding interest and rate of return until I studied AP microeconomics and macroeconics under Mr. Lamb. He encouraged his class to investigate mutual funds and gather prospectuses. Mr. Lamb showed how people could have become millionaires after contributing a couple of thousand dollars to an IRA over twenty to forty years. He also introduced me to taking risks, and since he knew that most of us were going to Las Vegas at some point in our lives, he suggested that blackjack was the table game with the best odds against the casino. Mr. Lamb and his class provided a lot of concepts that have been useful in my life. These concepts include measuring risks versus returns, evaluating opportunity costs, and determining marginal utility. Whatever we do with our finances, we should start early. This includes taking greater risks for a chance at higher returns while still young with plenty of years to recover from failure.

I opened a savings account with Wells Fargo when Home Savings of America bought out Coast Federal and the lines to see a teller went out the door. The move was one of convenience rather than on financial prowess.

Recently, I opened a savings account with California National Bank. At the time, the Wells Fargo’s savings account gave an APY of 0.1% while California National Bank offered a savings account with an APY of 0.6%. I left my Wells Fargo account open since it helps provide me with a longer financial history. I was content with the increased interest income from California National Bank. Within a year of opening an account at California National Bank, a colleague referred me to ING. While California National Bank had an APY of 0.6% and Wells Fargo had an APY of 0.1%, ING had an APY of 3.25%! I opened an account with ING, but I deposited only a small amount of money. I am very paranoid, especially when it comes to money and banks that do not have visible branch offices in my area. After completing a year with all three of these savings accounts, I was able to more clearly see how much money I lost through complacency and unfounded paranoia by looking at my 1099-INTs.

After ten years with the above annual percentage yields denoted above, $10,000 would become $10,100 at Wells Fargo, $10,616 at California National Bank, and $13,768 at ING. A good first step in managing money wisely is choosing a relatively safe and conservative savings instrument, such as an Internet savings account. The significant difference in the growth of one’s savings through interest should be enough to encourage one to become aware of the rate of returns provided by several banks and to seek a more competitive savings account.

In What’s Happening to Boys, Leonard Sax reinforces the idea that mainstream media reflects social reality. He uses “Failure to Launch” to introduce a discussion on an increasing trend for males, who are aged in their twenties and early thirties, to continue living with their parents. Sax writes, “According to the Census Bureau, fully one-third of young men ages 22 to 34 are still living at home with their parents — a roughly 100 percent increase in the past 20 years.”

The increase of men living with their parents may serve as evidence of gender role subversion and the reshaping of social norms. Perhaps, their decision to live at home prepares them for their potential future of staying home to raise children while their female counterparts earn money to support the family financially.

There are alternative reasons that men choose to stay at their parents’ home. Due to an increased life expectancy, men may be intentionally slowing their personal growth. They are simply delaying their experiences with life’s great disappointments or simply avoiding them altogether.

In any case, the current trend invalidates quips such as “men have the will, women have the won’t.”